The Imara Whole Life Plan is designed to protect your loved ones while offering a
reliable financial foundation for your future. Choose between pure lifelong protection or
complete protection paired with guaranteed retirement income.
Pioneer Insurance Imara Whole Life Plan is a permanent life insurance policy engineered to secure generational wealth, protect loved ones, and provide long-term financial stability. Designed with flexible variants, policyholders can choose between pure lifelong death benefit protection or a combination of life cover paired with guaranteed post-retirement cash payouts starting at age 60.
The Imara Whole Life Plan is designed to protect your loved ones while offering a
reliable financial foundation for your future. Choose between pure lifelong protection or
complete protection paired with guaranteed retirement income.
Lifelong Financial Protection - Provides a financial benefit of 100% of the Sum Assured upon demise, subject to the selected option and applicable policy terms.
Choice of Two Cover Options
Imara - Pure Protection - Designed for individuals seeking lifelong financial protection for their loved ones.
Imara Plus (Protection and Retirement Income) - Combines financial protection with guaranteed retirement income and a maturity benefit.
Flexible Premium Payments - Choose a payment arrangement that aligns with your financial circumstances.
Accessible Coverage-Start with a minimum Sum Assured of KES 2,000,000, providing a foundation for long-term financial protection.
Paid-Up Option - A paid-up option becomes available after the policy has been in force for 36 months, subject to the applicable policy terms
Enhance your IMARA Whole Life Plan with optional benefits designed to provide additional financial protection.
Premiums qualify for a stated tax relief benefit of 15% of the premium, subject to a maximum of KES 60,000 per annum, as outlined in the product brochure and subject to applicable tax requirements.
Please refer to the official IMARA Whole Life Plan policy documentation for applicable exclusions, limitations, eligibility requirements, benefit conditions and other policy terms.
Primary Breadwinners & Families: Individuals seeking to guarantee long-term financial stability and inheritance for their loved ones.
Pre-Retirement Planners (18 to 55 years.): Adults looking to establish a guaranteed post-retirement income stream starting at age 60.
Long-Term Wealth Builders: Anyone desiring permanent life coverage with a capped premium payment window that stops at age 60.
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Pioneer Insurance Imara Whole Life Plan is a permanent life insurance policy engineered to secure generational wealth, protect loved ones, and provide long-term financial stability. Designed with flexible variants, policyholders can choose between pure lifelong death benefit protection or a combination of life cover paired with guaranteed post-retirement cash payouts starting at age 60.
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